NINGSIH, Gumoyo Munpuni; KASWOTO, Junet; DADI, Zakeus; KIAT, Rachma Ilda; TOHARI, Toto; ANDI, Andi. Digital Financial Inclusion dan Akses Pembiayaan bagi Usaha Kecil dan Menengah di Indonesia. Sanskara Ekonomi dan Kewirausahaan, [S. l.], v. 5, n. 01, p. 1–13, 2026. DOI: 10.58812/sek.v5i01.1014. Disponível em: https://sj.eastasouth-institute.com/index.php/sek/article/view/1014. Acesso em: 31 oct. 2026.